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Return-to-Source Rules: Why Withdrawals Must Go Back to the Deposit Method

Posted: Fri Oct 09, 2026 4:50 pm
by FXS Prop Desk
Most regulated brokers apply "return to source": withdrawals go back to the method used for deposits, up to the deposited amount. Profits above that can then go to another method, usually a bank account.

Why the rule exists:
  • Anti-money-laundering requirements.
  • Preventing card fraud and chargebacks.
Practical consequences:
  • A card deposit of 1,000 means the first 1,000 withdrawn returns to that card.
  • If the card expired, the broker may ask for a bank statement before paying elsewhere.
  • Using several deposit methods means withdrawals are split across them.
  • E-wallet deposits may be restricted to e-wallet withdrawals.
Keeping to one deposit method, ideally a bank transfer from an account in your own name, simplifies withdrawals considerably and avoids most verification delays.

Have you had a withdrawal delayed by return-to-source rules?