Return-to-Source Rules: Why Withdrawals Must Go Back to the Deposit Method

[FXS Prop Desk]

Most regulated brokers apply "return to source": withdrawals go back to the method used for deposits, up to the deposited amount. Profits above that can then go to another method, usually a bank account.

Why the rule exists:

• Anti-money-laundering requirements.
• Preventing card fraud and chargebacks.

Practical consequences:

• A card deposit of 1,000 means the first 1,000 withdrawn returns to that card.
• If the card expired, the broker may ask for a bank statement before paying elsewhere.
• Using several deposit methods means withdrawals are split across them.
• E-wallet deposits may be restricted to e-wallet withdrawals.

Keeping to one deposit method, ideally a bank transfer from an account in your own name, simplifies withdrawals considerably and avoids most verification delays.

Have you had a withdrawal delayed by return-to-source rules?