Inactivity Rules on Funded Accounts: Why Accounts Get Closed for Not Trading
Posted: Fri Oct 09, 2026 7:08 am
A rule that rarely gets attention until it bites: many firms close funded accounts with no trading activity for 30 days (sometimes 14 or 60).
Why it exists: an inactive account still carries capital allocation and admin cost for the firm.
What usually counts as "activity":
Has an inactivity rule ever caught you, or do you track it with a reminder?
Why it exists: an inactive account still carries capital allocation and admin cost for the firm.
What usually counts as "activity":
- At least one opened and closed trade. A pending order alone often does not count.
- Some firms require a trade with a minimum hold time or minimum lot size, to stop "ping" trades.
- Holidays and summer breaks.
- Strategy pauses after a drawdown. Stepping back is healthy, but put a reminder in the calendar.
- Running several accounts and forgetting one.
Has an inactivity rule ever caught you, or do you track it with a reminder?